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DhanVayu shows you exactly what you qualify for before you apply — 100% free comparisons, zero hidden fees. Compare rates from 45+ partner banks and NBFCs in one place.

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45+ Bank & NBFC Partners 3 Min Eligibility Check 100% Safe & Secure 4.8★ User Rating 45+ Bank & NBFC Partners 3 Min Eligibility Check 100% Safe & Secure 4.8★ User Rating

Find the right product, faster

Browse our most requested loan and credit card categories — every listing shows real eligibility criteria upfront.

Loans Workspace

Partner NBFC Alpha

Alpha Quick Credit

₹5,000 – ₹75,000 • Disbursal in 10 minutes

Interest

1.5%/mo onward

Tenure

3–12 months

Partner NBFC Beta

Beta RapidFund

₹8,000 – ₹1,00,000 • Disbursal in 15 minutes

Interest

1.7%/mo onward

Tenure

3–18 months

Partner NBFC Gamma

Gamma InstaLoan

₹10,000 – ₹1,50,000 • Disbursal in 20 minutes

Interest

1.6%/mo onward

Tenure

6–24 months

Partner NBFC Delta

Delta FlashCash

₹5,000 – ₹60,000 • Disbursal in 12 minutes

Interest

1.8%/mo onward

Tenure

3–9 months

High-Ticket • Bank-Grade

Premium Bank Personal Loan

Large-ticket personal financing sourced directly from scheduled commercial banks — built for salaried professionals with an established banking relationship.

Loan Amount

₹50,000 – ₹40,00,000

Interest Rate

10.25% p.a. onward

Tenure

12 – 84 months

  • Minimal documentation for existing bank account holders
  • No prepayment lock-in beyond the bank's standard policy
  • Dedicated relationship manager for high-ticket applications

Credit Cards Workspace

Bank Name Placeholder — Public Sector

Lifetime Free Card — PSB Type

Zero joining fee, zero annual fee — issued via a public sector banking partner

Reward Points: 1 point per ₹100 spent, redeemable on statement credit

Bank Name Placeholder — Private Bank

Lifetime Free Card — Private Bank Type

No annual fee, ever — from a leading private banking partner

Reward Points: 2 points per ₹150 spent on retail categories

Bank Name Placeholder — Digital NBFC

Lifetime Free Card — Digital NBFC Type

Fully paperless issuance, zero fee for life

Reward Points: 1.5 points per ₹100 spent, tracked in-app

Bank Name Placeholder — Private Bank B

Lifetime Free Card — Private Bank B Type

No annual fee, ever — from a nationwide private banking partner

Reward Points: 1.8 points per ₹150 spent on dining categories

Bank Name Placeholder — Digital NBFC B

Lifetime Free Card — Digital NBFC B Type

Instant virtual card issuance, zero fee for life

Reward Points: 2 points per ₹100 spent, tracked in-app

Bank Name Placeholder — Cooperative Bank

Lifetime Free Card — Cooperative Bank Type

Zero joining fee for existing account holders

Reward Points: 1 point per ₹100 spent, redeemable on statement credit

Bank Name Placeholder — Private Bank

Cashback Card — Private Bank Type

Up to 5% cashback on online spends, credited automatically every cycle

Cashback Yield: 5% online / 1% offline, auto-credited monthly

Bank Name Placeholder — Public Sector

Cashback Card — PSB Type

Flat 2% cashback on utility and grocery spends

Cashback Yield: 2% flat, no category caps

Bank Name Placeholder — Digital NBFC

Cashback Card — Digital NBFC Type

Real-time cashback tracking inside a dedicated app

Cashback Yield: 3% on top 2 spend categories monthly

EMI Calculator

Move the sliders to see your monthly instalment and interest split update instantly.

₹5,00,000
₹10K₹50L
10.5%
5%24%
36 months
3 mo120 mo

Monthly EMI

₹16,145

Principal ₹5,00,000
Total Interest ₹81,220
Total Payment ₹5,81,220
Financial Guide

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