Cashback Credit Card
HDFC IRCTC Credit Card
Bank
Annual Fee
Rs 500 + GST
Joining Fee
Rs 500 + GST
Lounge Access
8 complimentary access to select IRCTC Executive Lounges every year
It offers 5X reward points and up to an additional 5% cashback on train ticket bookings made via the IRCTC app or HDFC SmartBuy, along with a 1% transaction charge waiver. Additionally, it provides up to 8 complimentary railway lounge visits per year and rewards on everyday UPI transactions.
- Lifetime FREE Credit Card
- Earn 5 Reward points per Rs 100 spent on the IRCTC website
- Earn 1 Reward points per Rs 100 spent on all other categories